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Aurelius Capital
Small Business Lending
Line of Credit

Revolving working capital.

Draw only what you need, when you need it. Pay interest only on the outstanding balance. Refills as you repay.

Amount
$10k – $2.5M
Term
6–24 months
Rate range
11.95% – 24.95%
Apply for Business Line of Credit Check eligibility
Overview

How it works

A line of credit is the right tool for uneven cash flow — seasonal receivables, payroll timing, unexpected opportunities. You get an approved limit and draw against it. When you repay, the availability comes back.

Best used for
  • Bridging accounts receivable gaps
  • Seasonal inventory buildup
  • Emergency repairs and unexpected costs
  • Taking advantage of supplier discounts
  • Meeting payroll during slow months
Underwriting minimums
6+ months in business
$150,000+ annual revenue
600+ personal FICO
Three months of bank statements

Minimums are guidance, not automatic disqualifiers. Underwriters weigh the full file.

Calculator

Model this loan

Loan amount
$150,000
$10k$2.5M
Term
12 months
6 mo24 mo
Rate (APR)
17.95%
Estimated monthly payment
$13,748
Principal & interest, fixed rate
Total interest
$14,981
Total paid
$164,981