Predictable monthly payments to expand, hire, refinance, or acquire — with rate certainty across the entire term.
A term loan is the workhorse of business financing: a lump sum today, repaid in equal monthly installments at a fixed rate. Because the rate is locked, your P&L knows exactly what to expect every month for the life of the loan.
Minimums are guidance, not automatic disqualifiers. Underwriters weigh the full file.